FINANCE OPTIONS AVAILABLE

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OPTION 1:

INTEREST FREE CREDIT

0% APR

Available over 24 or 36 months

Finance Information

This finance method allows you to break down your total cost and split it evenly over 24 or 36 monthly payments. You do not pay any interest on this agreement. This is simply calculated by deducting your deposit from your quoted total (including VAT) and then dividing the remaining cost financed by 24 or 36, depending on the desired duration of the purchase agreement.

Representative Example: –
Cash Price £5,000.00; £1,000.00 Deposit; Amount of credit £4,000.00; 24 Monthly Repayments of £166.66; Rate of Interest 0% p.a. fixed; 0% APR Representative; Total Amount Payable £5,000.00

OPTION 2:

BUY NOW, PAY LATER

NO DEPOSIT

11.9% APR Representative

Finance Information

This enables you to defer payment for 12 months from the date of installation. If the balance is not cleared within 12 months, spread the cost and pay monthly at an interest rate of 11.9% over 120 months. If the balance is cleared within the 12 months, then a £29.00 exit fee is charged. You will not be charged any interest.

REPRESENTATIVE EXAMPLE

Cash Price £5,000.00; No Deposit; Amount of credit £5,000.00; Duration of agreement 132 months; 120 Monthly Repayments of £77.27; Rate of Interest 7.8% p.a. fixed; 11.9% APR Representative; Total Amount Payable £9,272.40; Early settlement fee £29.00.

OPTION 3:

HITACHI PERSONAL FINANCE PLAN (INTEREST BEARING)

NO DEPOSIT

9.9% APR Representative

Finance Information

Similarly to the Interest Free Credit, this finance option allows you to break down your total cost into 60, 120 or 180 equal monthly payments. Interest is charged at 9.9% APR. You must make the minimum repayment each month. You can make additional repayments and therefore control the term of the loan and reduce the amount of interest you would pay.

Representative Example

Cash Price £10,000.00; No Deposit; Amount of credit £10,000.00; 120 Monthly Repayments of £129.29; Rate of Interest 9.9% APR Representative; Total Amount Payable £15,514.80

PLEASE NOTE – OUR FINANCE OPTIONS ARE ONLY AVAILABLE ON SELECTED PRODUCTS, TO RESIDENTIAL HOMEOWNERS AND ON BALANCES OF £1,000 OR MORE (INCLUDING VAT). 

Credit is subject to status and affordability.  Terms and conditions apply.  CAPITAL UPVC LIMITED, Templar Park Ind. Est., East Moors Road, Cardiff, CF24 5EW (FRN no. 777499) is a credit broker and is authorised and regulated by the Financial Conduct Authority. Credit provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority (FRN no. 704348).

© 2018 CAPITAL UPVC, CARDIFF, SOUTH WALES

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