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Finance Information
This finance method allows you to break down your total cost and split it evenly over 20 or 24 monthly payments. You do not pay any interest on this agreement. This is simply calculated by deducting your deposit from your quoted total (including VAT) and then dividing the remaining cost financed by 20 or 24, depending on the desired duration of the purchase agreement.
Representative Example: –
Cash Price £5,000.00; £1,000.00 Deposit; Amount of credit £4,000.00; 24 Monthly Repayments of £166.66; Rate of Interest 0% p.a. fixed; 0% APR Representative; Total Amount Payable £5,000.00
Finance Information
This enables you to defer payment for 9 months from the date of installation. If the balance is not cleared within 9 months, spread the cost and pay monthly at an interest rate of 19.9% over 120 months. If the balance is cleared within the 9 months, then a £29.00 exit fee is charged. You will not be charged any interest.
REPRESENTATIVE EXAMPLE
Cash Price £5,000.00; Deposit £0.00; Amount of credit £5,000.00; Interest Rate % (Fixed p.a) 19.9; Representative % APR 19.9; Duration (including 9 months deferral period) 89; 80 Monthly Payments Of £122.55; Total Amount Payable £9,804.00; Settlement Fee £29.00
Finance Information
Similarly to the Interest Free Credit, this finance option allows you to break down your total cost into 60 or 120 equal monthly payments. Interest is charged at 14.9% APR. You must make the minimum repayment each month. You can make additional repayments and therefore control the term of the loan and reduce the amount of interest you would pay.
Representative Example
Cashprice £10,000.00; Deposit £0.00; Amount Of Credit £10,000.00; Duration of Agreement 120; Interest Rate % (Fixed p.a.) 14.9; Representative % APR 14.9; 120 Monthly Payments Of £155.08; Total Amount Payable £18,609.60